Factoring concerns a financial service, which serves to provide short-term sales financing. The factor acquires the financial receivables of the partners toward their debtors. In return for assigning the receivable, the factor promptly pays the purchase price of the receivable to the partner. This purchase price corresponds to the sum of the receivable actually in existence minus a commission for the services of the factor (financing, del credere, debtor management).

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• about returns and bad debt losses
• about liquidity problems
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Benefits of a professional claims management

• advance financing of the monthly premiums
• assumption of credit risk
• assumption of the payment transactions
• monitoring of payments
• accounts receivable
• accounts receivable management
• dunning
• credit assessment
• debt collection